Home Equity / Home Improvement Loans

Omaha FCU provides fixed-rate home equity loans. Account holders who qualify may borrow up to 90% of the equity in their home (based on an appraisal or tax value), with repayment terms of up to 15 years.

Check for current rates by calling 402.399.9001 or 800.660.7350, or click here.

Apply here.

This loan has associated appraisal (or copy of the tax assessed value), flood zone determination, credit report, title insurance (or title search), and filing fees. To calculate your monthly payment, click here.

The HELOC allows an account holder to borrow against his/her home’s accumulated equity without disturbing his/her savings or other investments. Omaha FCU will loan up to 90% of the appraised value or tax value including all liens.

Check for current rates by calling 402.399.9001 or 800.660.7350, or click here.

Apply here.

HELOC has a low variable interest rate and there are no loan-advance fees, annual fees, or points. Account holders can make advances ($5,000 initial minimum, $1,000 thereafter) at their asking. This loan has associated appraisal (or a copy of the tax assessed value), flood zone determination, credit report, title insurance (or title search), and filing fees.

You can apply for either Omaha FCU’s Home Equity Fixed-Rate (Second Mortgage) Loan or Home Equity Line of Credit Loan by applying online, stopping by one of our offices, or calling 402.399.9001.

Note: Omaha FCU finances single-family units only. The property must be within a 100-mile radius of Omaha FCU.

All terms are subject to change without prior notice. Interest paid on Real Estate Loans may be tax-deductible. Consult your tax advisor on deductible eligibility.

For more information please call or text 402.399.9001 or toll-free 800.660.7350.